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What do you do with a winning lottery ticket?

Writer’s blog, bar date 66215.58

Things are still down financially for me. And against my better judgement, I plunk down a little for the lottery every week if not twice a week, like the starving mother of 3 puts in the last of her pocket change in that basket during the Sun morning sermon.

I know a list of why this is wrong, but the reason I do do it (huh huh) is for the following:

1) I lived in Vegas. I’m used to a certain amount of gambling. In a casino, I’m used to getting a few free rounds of beer on the copper mines (penny machines) the cocktailers hate like the plague. Tip one well and in advance, the more likely you’ll see her again before you dust that beer. I’d go thru weeks where people won around me and it drove me nuts, but I didn’t play. Everyone has dreams of hitting a royal or Megabucks in Vegas. In fact, I only play lottery in $3 increments, as a tribute to putting 3 credits in for max payout Megabucks. “Play” is a warm, fuzzy word Vegas uses to distract you from acknowledging you’re gambling your life savings and kid’s college money and mortgage money away.

2) I’m not greedy. I don’t have lofty dreams of winning the mega multi-billion interstates jackpot. My dreams lie within winning the “simple” $2k-$12k range. Enough to get my one credit card and the fridge stocked with some job searching money thrown in.

3) Relating to that, I play the state lottery, especially when the commercials build the frenzy of the growing interstate mega jackpot. Sometimes I’m hesitant to give secrets, but like in Vegas, there’s always some guy willing to tell you his system while we’re sitting at a bar at 2:00 in the afternoon on a weekday and not in a mansion getting banged by implant strippers. I’d rather win a small state lottery than share a huge jackpot with a few other people- how the hell did they get my numbers?

There’s more, but I’m already halfway thru my page, I’ll drop some of those wisdom gems later. I don’t have “extra” money every week, so it’s not like I’m grossly addicted, either. I haven’t even gotten into number picking & betting pace yet…

So, I win. I wrote a list of things I’d do like a lot of people do, but mine is very detailed from a legal standpoint. There’s a lawyer involved. I have a financial adviser, too, but after Bernie Madoff, I’ll likely ditch that part. I suppose this paragraph is for a huge jackpot, I’d spend some time figuring out how to invest it so I can live off dividends after taxes.

But more realistically, if I won a few thousand, I have a list of things I need to buy, “one timers.” I don’t want to buy anything that has a monthly payment. That’s where lottery/ jackpot winners/ celebrities screw up. They buy a mansion and are screwed w/ maintenance. Or gamblers blow it at the high end stores designed to do just that in Vegas. It’s like when the girl scouts hang out at ATMS. Hey, while you’re here with money…

There are some things I can’t build capital fast enough to do now in a category I’ll call synergy. Everything and most people increasing their income are a brand name. It’s why people blog and tweet and push their books, seminars and subscription services on everyone. I have a few free accounts now that I pick at, but don’t really contribute to. It goes back to confidence. Even when I have it in myself, it’s like carrying other people’s weight if I tried to tell them I’m okay, but not making money.

So I’d have some money so I could go around town and do things that would let me make some videos. I even need a starving college ramen budget to do that now, I think. That’s more shame. I go out and do free things and meet people and then it comes to “let’s go hang out at a bar” or go some place I can’t afford and new acquaintances go on without me and get too busy to call, ever.

Most importantly, I’d take a couple of classes I can’t afford right now, one is a trade school so I could get my class A license and be a tow driver. It’s one of the few truck driving jobs that could keep me in the town I live in. But I do know there’s repo work and accidents where there are basically dead people. I have had experiences like that, from a theme park I worked at. More recollections for later. (I’m very literal in not calling them stories, the shit happened.)

So, that’s what I’d do w/ a few thousand at least. If I won mega, I have an extended list that gets into longer term things. Maybe some other time. What would you do w/ $10K? (after taxes, of course)

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2012/03/19 - Posted by | Single malts | , , , , , , , , , , , ,

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